How to Save Gas on Your Way to Work

How to Save Gas on Your Way to Work
by Melanie G. Rogers (from www.discovercard.com)

With gas prices soaring, who doesn’t want to save money on commuting? News reports on escalating gas prices offer a variety of options for commuters—taking public transportation or riding a bike, among others—but will you really save money?

It depends on your schedule. At first glance, taking public transportation seems like a no-brainer. You save gas and wear and tear on your car. If your schedule runs like clockwork, you’ll probably have no problems taking the train or bus to and from work.

But what if you have to work late one day? And how easy will it be to run errands before or after work?

Americans took 10.3 billion trips on public transportation in 2007, the highest rate in fifty years, according to the American Public Transportation Association. Word has it that the record will be broken in 2008.

“It’s very clear that the rise in gas prices is creating a lot of pain among drivers,” says Steven Schoeffler, CEO of car pool Web site eRideshare.com. “People are looking for something to do about it.”

How much will you really save by not driving? You can count not only gas costs, but also car depreciation and insurance costs, which you may be able to reduce if you drive fewer miles each year.

Here are some things to consider when you want to stop driving to work:

* What is the weather like where you live? Take into consideration extreme conditions—such as humidity, rain and snow—if you plan on walking or biking.
* How much flexibility do you want? If you join a car pool, you will have to negotiate a schedule with your fellow riders.
* What’s your goal in changing your way of commuting? Is it to save money or to make your car last longer? Will you still be driving your car a lot on the weekends and outside of your commute? If so, you might not save much when you factor in the cost of a commuter pass.
* Does your company offer commuting benefits? Ask your human resources department. If they don’t currently subsidize public transportation, ask that they start.

Companies across the country are coming up with ways to aid their employees in these tight times. Omaha Steaks, based in Omaha, Neb., subsidizes employee bus passes. Ten bus passes cost $13 normally, and the company sells them for $6, says spokeswoman Beth Weiss. But most commutes last only about twenty minutes, she says.

The company also gives its call center employees flexibility in setting their schedules. Some employees choose to work four ten-hour days, Weiss says.

IBM has created an infrastructure to support the 40 percent of global employees who work virtually, according to spokeswoman Laurie Friedman. IBM started a Facebook-like application that’s a “virtual watercooler,” in which workers can share tips on how to avoid isolation and stay productive, she explains.

“IBM is a results-oriented company—we don’t care where the work gets done,” Friedman explains. “Our flexible work programs succeed in attracting, motivating and retaining employees by helping them manage the demands of their jobs and personal lives.”

HP encourages employees to bike to work with annual events in June and access to lockers and showers.

While Americans’ awareness of alternative commuting options has recently increased, at least one company has worked to find a way to link commuting and saving money since 2000. WageWorks, an employee benefits company, provides a commuting package that allows employees to set aside pre-tax dollars for parking or public transit.

The WageWorks program includes transit subsidies. “Employees can deduct money out of their paycheck for car pool or van pool services” —up to $115 per month—says Dan Corbett, vice president of transportation development. “They can deduct more than that, but it counts toward their salary [and is taxable]. They can deduct up to $220 a month toward parking.”

In many cases, HR departments are promoting commuting programs that have been in place for a while but may have been forgotten.

How can you start commuting in a new way? Try these tips:

* Car pool. Visit eRideShare.com to find car-pooling buddies. Discuss how to split costs ahead of time.
* Bike. Look up bike trails in your area. Some, like Capital Crescent Trail, in Washington, D.C. may be accessed by public transportation. You can take your bike on the Metro and then get off and ride your bike the rest of the way. Some other public transportation networks will allow you to take your bike onboard a bus or a train.
* Telecommute. If your company offers this option, discuss it with your boss. Make sure expectations are clear before you begin. If you can’t telecommute full-time, ask your boss if you can work one day a week from home to start.
* Take a train or bus. Research the cost of monthly or weekly passes and whether your company will help you pay for them.
* Shift around your hours. Ask to work four ten-hour days or to commute during non–rush hours. You’ll save money on the gas you’re not wasting stuck in traffic.

If you decide to continue driving to work, try these gas-saving ideas from NADAguides.com:

* Shut off your engine at a drive-thru restaurant or ATM.
* When you’re nearing a red light, coast to a stop.
* Drive slow and steady. Going 65 miles per hour instead of 75 can improve your gas mileage by up to 15 percent.
* Keep your tires properly inflated. Check your car’s manual or inside the driver-side door for the proper tire pressure. This can save you up to 10 percent in gas costs.

Hanna is coming…

… right for us! So I’m totally freaking out about this hurricane thing. I am obsessing over the Weather Channel and Wunderground.com
I can’t figure out how we would board up our house and I am hoping we don’t have to…

We haven’t had to deal with this in the last two years since we moved to Hilton Head.. I really really don’t want to see a hurricane.

MRC Update

I’ll get right to it, we haven’t been dieting at all in the last month. DAN did training for his new job and was gone for two weeks. I spent another week in Detroit and then we started the moving process which didn’t allow up to stick to a schedule. So we bought our house, got all moved in and now we are looking to get back on track with dieting.

I do think, however, that we are done with Metabolic Research Center. I ran the numbers and come to found out that we have paid over $2000 to MRC since we signed up. I just can’t continue to spend like that. The plan itself isn’t too expensive ($169 each) but once we started adding in the drinks, meal replacement shakes, meal bars, herbs and other vitamins and supplements…. its crazy expensive.

So we have decided that we will continue to stick to the diet plan but cut out the drinks and pills. We, well I, really want to get back to cooking and trying new receipes now that we are moved into the new house, so I’ve decided that I will be trying to cook and eat normal, but smart. So Ive bought low-fat, reduced calorie and more healthy options of food we like. I bought whole wheat pasta today instead of egg noodles and I also dropped down from low-fat cottage cheese to fat free.

So yeah, that is where we are with the dieting. I had some dental issues this last week so I wasn’t able to eat properly. I couldn’t chew at t all for about 3 days so I just ate/drank slim-fast shakes so I wouldn’t die. Dropped a few more pounds in the last month….

I’m still targeting to get down to 160 so we’ll see how the next 2 weeks goes with my revised plan and go from there.

Loss update

We’ve had a rough couple of weeks with me traveling and both of us getting off track. Dan is traveling for the next two weeks (more on that later) so I’ve decided to dedicate this time to myself. I’ve going to push for 100% on plan as well as concentrating on getting in more exercise.

So when I weighed in at MRC on Saturday I had only lost 1 lb since my last weigh in (2 Saturdays ago). On my personal tracking… I’m doing well. Hit a new low today of 181.8 so I wanted to post my update:

I’m targeting to be out of the 180s by my weigh in at MRC on Saturday! :)

Things Remembered

Things Remembered - Locations Nationwide & Online ordering available

I ordered our bridal party gifts from Things Remembered. I was able to combine some good sale prices with my Rewards Club coupons as well as good rebate percentages from Ebates to get some great deals. We got the bridesmaids very nice initial necklaces (in silver) that came in a lovely engraved heart-shaped box. For the groomsmen, they each got a nice set of cuff-links that had their initials engraved in them. For my stepdad, I got a nice Zippo lighter with his initials (the only item I bought at the store). Finally, for our mothers, we ordered very nice cubic zurconia necklaces that also came in a lovely silver box which we had engraved.

Overall the gifts were very much enjoyed and appreciated by our wedding party. I know my maid of honor still wears her necklace on a regular basis, so that is always a good thing.

Most of the items were ordered online so there was limited interaction between me and any staff persons. The ordering process was simple and quick. On the website you can preview all the items before the engraving is confirmed and its super fun. All of the shipments arrived to us very quickly and without incident. They also have a huge selection of items for any and all occassions so chosing this company for our bridal party gifts was a no-brainer.

Final Rating: A

Its time for free money again

Hi gang.. I haven’t posted about Ebates in a while, so I thought it was about time. As you know, I looooooovvvveeeee Ebates because its a simply and easy way to save money on all of your online purchases. I’ve posted about it a bunch of times.

Today’s post about Ebates is to let you know that the are running a double bonus special until the end of June. Right now, when you sign up, notonly will you be saving money for FREE, but you will also get PAID $10.00 when you make your first purchase via an affiliated Ebates website.

Its so easy… DO IT!

PS - I suggest you do not download the little program that they offer.. I’m not a fan.

A significant number

GUESS WHO HAS OFFICIALLY LOST 20 LBS????

Thats right! ME!!

Here’s another pound gone!

Almost home owners

Well we signed a bunch of papers this weekend and again today. Now as long as our financing goes through with GMAC we might soon own our own home. Its a little nerve racking might I add.
So Sunday we visited with the sales office at the townehomes that we are interested in purchasing. We had already decided that we were going through with it and had gotten a pre-approval letter from GMAC. We checked out the available home that we wanted and that was that.

We advised Susan, the lady that is helping us through all of this, that we wanted a screen porch (the special of the month) and were also interested in having laminate wood flooring installed in the living room and dining room. Susan told us that because the unit was already reduced, the free screen porch wasn’t available. She also said that the unit was schedule to have carpeting installed so she wasn’t sure if that could be changed (my thought was that if it isn’t installed already, it can be changed)… so anyway…

With the price of the house, plus the screen porch, plus the laminate, we were looking at about $7000 more than we were targeting (and approved) to spend. We told Susan yesterday that we had to get closer to our target number. She submitted our ‘offer’ to the main office and then we had to wait till today. She called me about mid day today and told me that we got the screen porch and we got the laminate and then she pauses and says “but we had to change the price.” So I’m freaking out… she then tells me that the price is now $43 dollars lower than it was yesterday. Fucking awesome. No only did we get a reduced price on the home but we got free shit.

All in all, we are paying about $19000 less than the townehouse is worth. There is ceramic tile and upgrade cabinets being installed in the kitchen. There are also 5 pre-wires for ceiling fans (3 of those are extra). So plus the porch and the flooring… we saved about $19K.

Unfortunately we can’t get too excited yet because we still have to get the final approval on the mortgage. I’m hoping we know by the end of the week.

Yippie for me!

I just stopped in this morning to say that I finally broke out of the 190s. My scale sung to me this morning with 189.6… I’m so excited!!

Have a great day!

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